Use a Lawyer for Your Will and Estate Planning!

Estate planning, writing a Will, passing on property when you die – these can be a minefield of unintended consequences, especially if you don’t see a lawyer. In this article, let’s explore but a few examples of the many things that can go wrong.

One common mistake is putting property into joint names with an adult child so that it automatically passes to the child when you die and “saves” you attorney fees. This idea has many pitfalls. If the child dies before you, you’re back to square one. Perhaps not a problem if you have time to fix that, but what if you’re in an accident together and you never get a chance to change things? Or what if you just never get around to it? Now your heirs will have to probate your assets, which will cost them far more than it would have cost for you to see an estate planning attorney.

Creditors are also a consideration. Did you know that your child’s creditors could use your property to collect on the child’s debts? If your child is on title, the child is an owner. Creditors can lien real estate for collection of a judgment. They can garnish bank accounts. When that happens, it’s up to you to try to undo it. Proving something is really all yours, recovering funds, releasing a frozen bank account, or removing a lien can be very difficult and does not always work. It usually requires help from a lawyer – costing more than you would have spent on an estate planning attorney.

Another popular idea is to leave everything to one adult child because that child “knows what you want to do with it” and will divvy things up when you pass on. This can take many forms, including joint title, naming just the one child in a self-made Will, or simply telling that child what you want without discussing it with anyone else or taking any formal steps. What could possibly go wrong? Plenty! For one thing, as with the prior example, the child could die before you or at the same time as you. You’re also putting your child in a difficult position if there is any dissension at all between your children. You may not think that your little darlings would behave that way, but money and grief do strange things to people – tempers flare, siblings don’t get along, and sometimes the child who was supposed to divide the property decides to keep everything instead. Stories of feuding among children abound, ultimately costing expensive legal fees and leaving behind broken relationships. Even if you’re certain this won’t happen to you (famous last words), consider the other extreme: Will your child feel so guilt-ridden or self-effacing that your child gives everything to the siblings and keeps nothing?

Writing your own Will or Trust can also spell trouble. If you fail to follow required formalities, the document will be invalid. If there is anything ambiguous in what you wrote, a court will decide what you meant. That is expensive and like rolling a dice. If you think it’s easy to be clear, think again. Take the case of the man whose Will directed that his daughter receive a large monetary gift if she survived him by 30 days, and that his second wife receive everything else. Daughter died on day 28. Who gets her share? The Will said wife gets everything “else.” The Will did not say what to do if daughter did not survive. Does the second wife get it or does it go to the man’s children from his prior marriage? Where do you think those children think it should go? A court will probably have to get involved and this is going to cost a whole lot more than having a lawyer write the Will!

You shouldn’t try to be your own lawyer any more than you would try to be your own dentist or surgeon. As the saying goes, “You get what you pay for.” If you think do-it-yourself estate planning software is the answer, you should read the evaluation conducted by Consumer Reports.

How Charities Help People

As long as people have populated the planet, there have been people helping to supply the needs of others. There will always be people that have more than other people, and in most cases the people with less are in such a condition through no fault of their own. Disaster may strike or luck can turn against them. In such scenarios, their livelihood can depend on the generosity and the charity of others.

As it became apparent that giving to others was a part of human life, organizations have been established that serve as a middleperson to get money or goods from the haves to the have nots. These organizations are called charities. Some charities are very specific as far as the groups of people they intend to serve. For example, a charity may focus exclusively on supplying poor children with vaccines at birth to prevent them from obtaining deadly illnesses. Other charities are broader in their scope and simply have the message that they will use your donations to help people in need.

Every year, there are multiple natural disasters that leave people in dire conditions. The loss of life is the worst consequence of such disasters, but there are other consequences that can devastate large populations for extended periods of times. An earthquake, for example, will lead to millions of dollars in damage to infrastructure. Floods kill thousands of crops and may lead to increased hunger and malnourishment among the population. There are many charities that have been established for the purpose of helping these people out. It is important to remember that natural disasters are unpredictable for the most part, but that they are inevitable. For this reason, don’t wait until after a disaster strikes to start donating. A charity that already has the goods to help people out will be able to respond immediately when the circumstances are the direst.

There are numerous local charities that serve the people living around you. Despite the fact that they don’t bring in as much in donations as the bigger charities, they are just as important. An example of a small yet valuable local charity is a food bank. It lacks the resources to supply the needs of an entire country devastated by a natural disaster, but it helps people in your community get the food they need but can’t afford.

For charities to be successful, they require the generosity of the people who have the means to support them. If you are able to help, every donation counts and someone will be happier because of your selfless act. It is very likely that there is a charity that serves a need that you feel strongly about, and you can easily find them and make a contribution.

When you begin searching for charities, you will notice that a common theme among many of them is that they are interested in car donations. Car donations are a wonderful way to help a charity. A charity will use your car either for its own transportation purposes or it will sell your car and use the funds. So, for example, if your car is auctioned off by the charity for $4,000, you have essentially donated $4,000 to the charity.

Make Money By Selling Your Junk Car

Do you have a car that is just sitting on your lawn, or in your driveway, and does not get used? Perhaps you have a wrecked vehicle or an old car that does not run anymore, and you don't have the cash to fix it. It probably isn't even worth fixing it. Did you know that you could just call number, and then magically a tow truck will come pick it up, and pay you cash? I'm not kidding! Sounds too good to be true, but it is very true. There are actually companies in your local area, that will literally pay you green paper for you to let them tow your junk away.

You can get rid of that ugly hunk of metal and replace it with cold, hard, cash! The neighbors will be happy, you will be happy, the environment will be happy, and the tow company will be happy. It's a win, win, win, win! All you have to do is hop on the internet, and Google search to find a local company to come remove your junk car.

Your probably wondering what hoops you will need to jump through in order for someone to come do this service for you. Well it is actually extremely easy. There are only a couple things that you need to do to get this service.

# 1. You need to have a junk car, or a car that you no longer want to own.

# 2. You need to have the title of the car.

# 3 You need to actually pick up the phone and call to give them your address. You can also visit their website and fill out a form if you don't want to call. Most of the companies give you online quotes now.

It is really that easy. Right now today you could be a few hours away from having extra money in your pocket.

So clear off your lawn or driveway. It's time to free up some room, and get rid of that eye soar that you have been holding onto for so long. Plus it's so easy, why wouldn't you do it? It will take the tow truck about 5 minutes tops to hook it up, pay you cash, and be outta your sight. So enjoy your new junk free life and fatter wallet. It really is almost too easy easy to get rid of your junk car now a days. So give it a shot because you have nothing to lose … except for that junk that is collecting dust and rust.

Tips and Tricks for Saving on Auto Insurance

Finding the best auto insurance rates can sometimes be tricky. It is absolutely necessary to be insured on the roads, though. In fact, it is required, by Illinois state law to have coverage. Some find auto insurance to be extremely expensive but, there are ways to help make it more affordable. Here are some things to consider to find the ideal price of insurance.

Shop Around

Get quotes from multiple insurance companies, including different types of companies. Also, realize that the lowest number does not mean the cheapest.

Consider Insurance While Shopping for Cars

Some vehicles have lower reliability ratings and other factors that contribute to higher premiums. While researching cars it is important to compare potential premiums for each of your options to ensure you are getting the best deal.

Increase Deductible

By increasing your deductible, you can decrease your premium. Just be sure that the deductible is manageable for your budget and that you have enough money saved in case you need to file a claim.

Bundle Insurance

If the insurance agency that you choose offers bundling, take advantage of it. If not, try to stay with the same company for all of your insurance needs. This results in discounts in most cases.

Keep Good Credit

Having good credit helps lower insurance rates. Researchers have found a significant relationship between your credit score and amount of claims filed. Insurance companies tend to rely on this correlation to define your financial responsibility.

Low Mileage Discounts

Research mileage averages and see if you fall below that. Do not be afraid to ask about a low mileage discount. This discount could also apply to you if you are someone who carpools.

Group Insurance

Some people fall into the category of people who receive insurance from their employer or other groups they belong to. Some insurance providers offer discounts on auto insurance to people who fall into this category.

Other Discounts

Ask your agent if there are any additional discounts you are qualified for based on certain qualities such as how you drive, etc.

Purchase 10+ days before you actually need it

By purchasing coverage before you need to use it helps drive down premium costs.

Pay in Full Up Front

If possible pay in full, rather than setting up a payment plan. The amount you save annually will add up.

Get New Policy When You Move

Especially out of state! Some states have significantly higher insurance rates than others.

Older Cars

Buying a brand new car, just released is exciting, but if your priority is lower insurance premiums it is better to purchase models that are 5+ years old. They are considered more reliable.

VIN Number for Quotes

The purpose of this is to see if you are eligible for a discount if you have anti-theft devices.

Go Paperless

Some companies value using less paper and offer a small discount to those who opt out of using paper which is not hard to do in this age if technology. It is a small offering, but it adds up.

Insurance Vocabulary

Be sure to understand what the verbiage means so that you have a good idea of what you actually need covered and what questions you need to ask your agent.

Automatic Billing

This is another way to save over time, similar to going paperless.


Some insurers offer discounts based off of the level of education you have. For example, some offer discounts for college graduates.

Teen Drivers

Teen drivers are known to drive up insurance costs, since they are more accident prone. But, if they are in a college that is 100+ miles away without a car some insurers allow them to be temporarily taken off of the plan. Additionally, most companies offer a “good student” discount implying that they correlate this test of intelligence with responsible driving habits. Proof of a safe driving class can also save some money on teen auto insurance.

Change Insurance When Lifestyle Changes

If you expect to drive less due to retirement or other factors, report this to your insurer. This can reduce the amount that you have to pay for insurance.

Most importantly, be aware of your needs and form a relationship with your insurance agent. Awareness is the first step towards savings.

How Does an Attorney Get Named a Super Lawyers Rising Star?

Many clients searching for an attorney to work with in their local area use resources such as listings and rankings of the best attorneys for specific areas of law. One of the most common is Super Lawyers, which puts together state by state lists and designations across the legal spectrum.

Here, learn more about the Super Lawyers Rising Star honor, what it means, and how it gets awarded. That will give you further clarity into what it means to work with an attorney who has received the designation.

The Rising Star status is awarded by the organization to no more than 2.5 percent of all attorneys in the specified region or state. That offers a very slim total pool of individuals who will receive the designation each year.

Attorneys who get named on this list must first be either formally or informally nominated. They then go through what has become a patented selection process to narrow down the list of candidates. More than a dozen factors are considered and evaluated, incorporating professional achievement, peer recognition, and a range of additional indicators.

After this, there’s still a further round of peer evaluations, known as a Blue Ribbon Review by Super Lawyers. This is what makes the final cut from the remaining candidates the actual individuals who are named Rising Stars.

There are also further qualifications in order to be considered. For instance, Rising Stars must have been in practice for no more than 10 years. Additionally, they must be 40 years old or younger. Both of those separate the Rising Stars from attorneys who are qualified to receive other designations by Super Lawyers.

More of the specifics on the process itself are available to be found on the Super Lawyers website. Ultimately though, if you work with an attorney who’s been named as a Rising Star by Super Lawyers, you can rest assured that he or she is considered by Super Lawyers to be among the very top of attorneys in the area.

Also important is that attorneys can’t buy their way onto these lists. While many other “rankings” are little more than paid advertising, with premium positions costing more money, the Super Lawyers Rising Star process is based entirely on the aforementioned nomination, review and evaluation process.

Therefore, it’s an easy way to be confident about who you decide to hire or not, and seeing the designation on an attorney’s website should help clue you in on his or her status.

11 Keys to Donation Pages That Work

If only online fundraising were as simple as adding a donate button to your site! But it’s not. You need great stories-and great writing and media on your website to showcase those stories. But you already knew that-you know that people need to be inspired by your work before they’ll click that donate button.

Yet, you have to get people to visit your site first or that donate button is useless. And before you do even that, your site’s donate button-and donation form-has to be designed in such a way that, once inspired, people will follow through with the donation. Great stories, emotional writing and amazing media are not enough to get people to complete the donation process if your donate button is hidden, or your donation page a confusing mess. Here are 11 tips to help you optimize your website’s donate page and button for maximum impact.

Donate Button: Be Seen & Clicked

If you want people to donate, you’ve got to make it easy for them. If people can’t find your donate button, how can they help? If they have to work to give you money, chances are they won’t.

  1. Use clear language on your button like Donate Now or Give Now. This isn’t the place for vague calls to action-even “Support Us” isn’t strong enough, as that could be anything: volunteer, planned giving, in-kind donations. Nor is it the time for polite hedging. Just say no to phrases like please consider, think about or why not give… Be forward. Make it absolutely clear what you want people to do.
  2. Include your donate button on every page, not just the home page. Did you know that a large chunk of people don’t enter your site from the homepage? If your donate button only lives there, how many of the people who visit your site will never see it? 
  3. Place your donate button above the fold, in the upper right corner. The upper right corner is the most valuable “call to action” area on a website-an ideal location for your donate button. If your site uses side navigation, list the Donate button first.
  4. Use a larger size and contrasting color to make your donate button stand out. The human eye adjusts to different viewing environments with amazing speed-causing things to be easily filtered. If your donate button blends in with everything else on your site, people will miss it. Be bold. Make it bigger. Make it colorful.

What the heck does “Above the Fold” mean? It refers to the area of a webpage that can be seen without scrolling. Of course there’s no fold in your computer screen-the term is borrowed from the newspaper industry where the most important stories are placed on the front page above the fold.

Donation Page: From Here to Submit Button

They’ve clicked, they’re ready to give, your work here is done! Nope, think again. The deal isn’t sealed until someone clicks “Submit.” If the donation page you take people to is a hot mess, do you think they’ll stick around to finish? They will if you optimize it.

  1. Direct people to an actual, secure donation form. People who click “donate now” want to do just that-a page listing the cornucopia of giving options you have doesn’t help them do that. The more pages you make people click through to give you money now, the less likely they are to do it. Put your wishlist and info on planned giving, stock transfers, car donations, etc. somewhere else.
  2. Reinforce your ask on the donate page. Don’t dump people on a page with no messaging-or generic messaging like “Donate Now” and that’s it. You’ve got to nudge people to continue-briefly remind them why they want to give with a short message at the top: For every $25 you give today, a family of four will have food for a month. Thank you for helping families in need! Or something.
  3. Make the form as streamlined and simple as possible. Remove distractions-the easier it is for people to click away, the more likely they will do so. Keep them focused on what they came to do: complete the donation form and give. Your message is not a distraction, but that sidebar is. Your navigation bar is too. And this is so not the place to pimp your newsletter or Facebook sign-up one more time.
  4. Only require the information you absolutely need. The more fields you make people fill out, the more likely they’ll abandon your form. Name. Address. Credit card. Donation amount. Email… these are requirements. That’s not to say you can’t ask for more, just make sure people know it’s optional, and don’t ask for too much more-what information would actually be useful? I’d say gender and birthday-both of which will help with targeting and stewardship later on.

 When to create multiple donation pages (if you can):

  1. If you have multiple campaigns around different areas of interest. Create separate donation pages with messaging specific to each area instead of one generic page.
  2. If you segment your appeals by larger and smaller donors. Try making two forms with different donation ranges. I gasped the first time I saw an online donation form starting at $5,000. Worse, it was listed vertically so all other amounts were below the fold. Imagine how your donor who can’t really afford $100 will feel upon seeing that. Different donation forms prevent sticker shock for your lower range donors and discourages major donors from giving less than they would. Win win.

AWESOME BONUS TIP #11: Turbo-charge your website for online donations by using a pop-up appeal with your ask and a donate button that shows up for first-time visitors to your site. (Helpful hint: This is a popular method many use to boost email sign-ups, but you can set it up so that it alternates between donations and sign-ups. And it works. Awesome, right?)

Stay Optimistic About Your DUI Case by Getting the Right DUI Lawyer

Legal problems are always things that are not easy to face and costs money. If you have been arrested on a DUI charge, most people will tell you that you do not need a lawyer, especially if it is your first offense. I beg to differ. If you waive your right to a lawyer and the judge on your case is harsh about DUIs, you might find yourself serving jail time when this could have easily been avoided. Even if your sentence is only 6 months jail, it still is jail. That is why you need to get a lawyer regardless of your charge and condition.

When faced with DUI charges, you will already be spending a lot of money of paying fines and the impound cost of your vehicle. Therefore, it is important to hire a lawyer that you can afford. However, remember that you get what you pay for so your life after this point on will depend on your lawyer. Make sure you try to get a good lawyer. You cannot pay a low price and expect a great lawyer, it is not logical. You will need to know that when you are arrested for a DUI, your driving license will get revoked. Your lawyer will have to defend you in court and at the DMV. You can lose your driving privileges anywhere from 6 months to permanently. Unless you have no issues with taking public transport where ever you go, then this might not be a problem. But if you have to drive everywhere, this is not going to help you at all. Hiring a lawyer will help you to get back your driving privileges. You might be suspended for a while, but if you have a good lawyer, he can get your license back in no time.

Hiring the right lawyer will make sure that you will not need to spend anytime in jail. Depending on the charges brought against you, you might have to go to jail. You would have known this when you were arrested. The problem with going to jail is that you cannot go to work, and when you can’t work, you can’t pay your bills. When you get out of jail, you would have a lot of bills to pay and you will find it hard to get work as you would be considered an ex criminal. Having a criminal record is not something that will get you a good job. Having a good lawyer might enable you to pay a hefty fine or perform community service instead of going to jail.

Basically, due to this one judgment error of yours, you will be paying the consequences forever. If you are lucky, you are the only one who pays the consequences. It would be even worse if other people were injured because of your recklessness. The best thing you can do to save your future is to get the best lawyer you can to represent your case. Then you will need to be a more responsible person and never drive under the influence regardless the reason.

Car Insurance – Comparing the Rates Quickly

It’s only natural for people to compare things. Through it they can determine the thing that’s best for them. The same goes when it comes to comparing different car insurance rates. Car owners are taking it seriously because they know they will get the best deal and go home a winner. It means getting a car insurance policy that offers a great amount of coverage without paying too much from it. Aside from the rate comparisons you must also pay attention to certain issues, like finding out which among these companies are really dedicated to your cause and responding fairly and quickly if ever you get caught up in a road accident.

You may not know this but there is no car insurance company in this world that is known to be offering cheaper insurance products than the others. What insurance deal will work for one may not work well with another.

Everything depends upon factors that make up that definition of a great deal, like your age and driving record for example. These are categories that insurance companies consider when insuring their customers. If you fit well you will be offered a cheaper rate, and if you don’t then you’ll be given an expensive rate. And this is the main objective why you must compare such companies.

Now that you are looking out, note that you’ll have to spend a great deal of your time sifting through as there are lots of car insurance companies to choose from. And looking for that insurance company that has a lot to offer you is the key. So how do you go about this?

Traditionally, people make phone calls around to shop for a policy. But this can be very time-consuming, not to mention the confusion and frustration from listening to each of their sales pitch and registering them into your mind. There’s also an old trick people call “bait and hook.” Some companies will offer you a very attractive rate, and when you take things to the next level, you’ll be shocked to find out that they modified the deal to your disadvantage. Who wouldn’t get tired from all these?

Because the traditional method can be so time-consuming, we are now blessed with the arrival of the Internet system. And we also know that it makes life much easier and faster. The same can be said when it comes to shopping for car insurance. Now you can finally do away with the confusion and frustrations when shopping the traditional way. All it takes is a simple click and you’ll get all the answers right away.

Earthquake Insurance for the Affluent

Why the Affluent should consider Earthquake Insurance.

Why Older Owners of Homes should Consider Earthquake Insurance

Why Earthquake Insurance Becomes more Useful as you pay down your Equity

Have you faithfully been paying down the mortgage on your primary home over the past 15 years? Just starting to feel like you are getting ahead?

Be careful, you may be at an increased danger of losing your hard fought principal balance in your home if you live in earthquake country. Although paying off your home is generally a good thing, there are new issues to be aware of. How is that exactly?

As you carefully pay down you mortgage loan and become more affluent, you slowly accumulate a”nest egg” within your nest (in your home.) However, many people expect to tap that equity when they hit retirement either by selling the home, refinancing, or possibly through a reverse mortgage.

But as you accumulate funds in your home, you need to make sure they are properly protected. Your home insurance (homeowners) should be rock solid, with a highly rated and respected insurance carrier. It should be on the broadest coverage form possible. However even the most broad form of home insurance excludes two main perils. These two perils, both can be covered under separate forms: Flood and Earthquake. Flood insurance should certainly be considered, and in high risk flood zones, it is often required by the lender. But Earthquake insurance is not required by banks. Therefore I find that it is rarely if ever considered.

Time to Consider it Again:

15 years ago, earthquake insurance was rarely sold and pretty expensive. Times have changed. Earthquake insurance for most structures can be purchased through the California Earthquake Authority (CEA) and through several standalone earthquake insurers such as ICAT, Geovera, Palomar, and Arrowhead. There are more. These companies are now openly competing for your business. The landscape is slowly changing. Higher deductibles, separate deductibles, and extended coverages for things like pools have really made it more affordable and customized.

What is your Nest Egg worth to you?

If you really are expecting to retire on the equity in your home, you need to be defensive. The best defense for a home, is good insurance. California has had many devastating earthquakes in the past and likely will have more to come in the future. Although homes are built in accordance with much more stringent rules and safeguards, no home, regardless of what you may believe, is impervious to all earthquakes. Destruction of your home could take years to rebuild and involve costs far exceeding your wildest expectations based on the concept of Demand Surge. What is Demand Surge? Demand surge is the principal of costs spiraling up as resources become more limited due to the size and scale of an event. Think its difficult to hire a contractor now? Wait till half the town has been torn to shreds by a big quake.

Destruction Not Complete:

Many people falsely believe that just because your home is not destroyed by an earthquake all will be well. Unfortunately from past earthquake experiences, even if an earthquake does not destroy your home, if may just slightly knock the foundation around and trigger what is known as a Red Tag situation. If your home is red tagged by a local government official, your home will have to be fixed before you are legally allowed to reside there again. Do you and your spouse have enough money to rebuild your foundation? AND live in a hotel for two years?

How to Protect Yourself:

Many homeowners are under the belief that your best defense from an earthquake is to use your money to retrofit your home with the latest technology. Bolting your home to the foundation, plywood, and the like. Others believe that their money is best spent with Earthquake Insurance. However both of these strategies involve doing something to protect your investment from a known calamity. Simply ignoring it will not allow the future problem to go away. A large earthquake in California is coming. I personally and professionally believe that the best defense is to do BOTH”: retrofil your home up to modern standards AND purchase an earthquake policy with the maximum deductible that you can afford.

A little preparation on your part can potentially prevent a poverty stricken retirement. Consider all your options to assist in protecting your nest egg.

Notes: Speak with a licensed contractor in your state when considering making earthquake renovations to your home. Likewise when considering adding, changing, or cancelling any insurance policy – always speak with a licensed agent in your state or jurisdiction. Insurance rules, regulations, and coverage forms can vary from state to state.

Johnson is an independent insurance broker based in Marin County, California. He is licensed to solicit and service insurance solely in the State of California. CA License 0H11625.

How to Find Charity Car Auctions

Charity Car auctions are a great deal to everyone involved. The donor gets a free tax break while foregoing the hardships of selling and old vehicle. The buyer gets a vehicle for a very low price; usually below its actual market value. And the charity gets a portion of the proceeds from the car sales. Charity car actions aren’t available just about everywhere though, as there isn’t an abundance of donated cars around. Here are a few pointers of where to look for charity car auctions.

The first place to look for a charity car auction should be your own locale. Ask around town, maybe someone knows of one somewhere close. Also check your local newspaper for scheduled auctions in town. Public auctions regularly appear in classified ads of the local paper whether it’s for charity or not. Reading the smaller ads might actually be good for you. Smaller ads understandably gets lesser attention, and the chance that only a few people attends these auctions also makes the price of the vehicle dip lower; since fewer people means less competition and lower final bids.

It is also a good choice to talk to the charities you want to help. Some charities do conduct their own auctions like the Salvation Army. You can check with them about their schedule of auctions and the exact locations where they would be holding their auction. Even if the charity you like doesn’t hold its own auctions. You can still ask them which companies sponsor them, and they’d be more than happy to give you names, locations, and contact numbers. Sometimes the charity itself gets the donated cars. And you need not look any further. You can just ask them what’s the brand and make of the cars that have been donated to them and the prices that they are willing to sell those at. You can then select a few charities to visit so that you can inspect the cars for yourself and have a feel for its performance.

The internet is also a good place to look for these options. Sites like or could provide you with the information you need. You can also go to sites like and find out to which charity they send out the vehicles they receive to. Then there are sites like that don’t go through charities. They just hand out the proceeds directly to needy families that need the financial support.

When calling your charities, you might also want to research about how much the charity actually gets from these auctions. Since the one who gets the car, cleans it up, and presents it at auctions for most cases isn’t the actual charity itself. They do have contracts with certain companies to handle all these details and the charity just gets a cut from the total profits. Sometimes, the middlemen actually get a lot more than the charity itself. When participating in a charity car auction, it’s always good to know that the majority of the profits went to the charity.