Disadvantages To Hiring a Personal Injury Lawyer: How Can We Help

If you are in the market for a personal injury lawyer, chances are you have recently been involved in some kinds of accident. Whether it was an auto accident or malpractice incident, using a lawyer can be a great way to get a settlement. However, more and more disadvantages keep hitting the surface against hiring one of these professionals. So can hiring a lawyer or law firm that specializes in personal injury hurt you, or help you?

First, you need to make sure you understand the definition of personal injury law. It is simply when a person gets hurts by another person’s failure to use personal care. Maybe the personal care was to stop at a red light, signal when crossing lanes or even maintaining machinery at work. A personal injury lawyer can be an asset to processing your claims properly and getting a successful case out of it. While most people flip through the yellow pages to find their slip and fall attorneys, divorce lawyers, etc, others are actually approached by lawyers known in the field as an ambulance chaser.

Ambulance chasers are lawyers who follow active ambulances to scenes of accidents so that they can solicit the new business of the accident victim. This act seems almost desperate so it is always recommended that you seek criminal defense representation face to face or through a reputable company.

With so many personal injury lawyers out there looking to scam you, it is hard to find the ones to trust. We have helped win cases from victims of a car accident to a mesothelioma case so that the victims could get their justice in a court of law. We have even handled our share of the malpractice law suit as well so we have the experience you need to win your case.

A personal injury lawyer, or any lawyer for that fact, can sense when it is your first time you have needed any representation and can sometimes take advantage of that. Don’t set yourself up to be overcharged for services we can offer you. Stop wasting your time flipping through the phone book and consider using us to help you settle your personal injury case. No matter how small you think your injury might be take the time to speak to a representative first, so you are aware of all of your rights.

Tips to Find a Good Bankruptcy Lawyer Who Will Provide the Necessary Legal Services

Bankruptcy is quite a serious matter and there is nothing worse for an individual or a corporation than having to file for bankruptcy. It can affect many people and ruin their careers and lives and render them completely helpless. The very word bankruptcy means a legal state of being unable to repay debts that one owes to the creditors. It is also sometimes referred to as insolvency. It can happen to both individual and organizations. Creditors will normally file a bankruptcy petition in an endeavor to recover a part of the money payable to them by the company or organization when bankruptcy happens to an organization. When it happens to an individual then they get buried in so much debt that they find it impossible to recover from it, and have no other option but to file for bankruptcy.

Therefore, whether it happens to an individual or an organization, it is absolutely necessary to seek the services of a bankruptcy lawyer who is well acquainted with bankruptcy law and will be able to shield you against the petition filed by the creditors. The bankruptcy lawyers are quite expensive and they will only render their services once you convince them that it is possible for you to bear their fees, and pay them on time. But since they are expensive and since your entire financial future depends on their expertise you should be careful as to whom you hire and follow some guidelines while looking for a good bankruptcy lawyer.

  1. The first step in hiring a bankruptcy lawyer is to look for an experienced lawyer who has the necessary expertise to handle any kind of bankruptcy. Remember that your future is in the hands of this individual who will represent you in the court of law. It is their knowledge and expertise which will determine how your case unfolds in the court and what is your chance of winning the case.
  2. It will be prudent to do some background research before you hire an expensive bankruptcy lawyer. Ask your colleagues, friends, neighbors, or any of your acquaintances who have gone through the same ordeal or knows someone who have required the services of a bankruptcy lawyer. Internet search can also throw back results about the lawyers in your location and their specialties. Yellow pages can also be a good source from where you can get hold of a lawyer. Any bankruptcy lawyer that is working in your area should be listed there and hence as per your requirements you can get the contact details of such a lawyer. Just look into the bankruptcy section and you will immediately give a list of all bankruptcy lawyers in your area.
  3. Once you have listed the lawyers in your area, it is time for some background checks on the list and then pick one from the list. Through the internet, it is easy to get information on the lawyers and their case histories, their success rate, and client feedbacks. You can also ask for a review on the lawyer you are interested in, by calling up the court and asking them for a review. You will also be able to check which bankruptcy lawyer has the majority number of winning cases. Also important is to find out which bankruptcy lawyer has the maximum experience of working in your area and the local court, because that will mean that the particular lawyer will have good rapport with the court officials. Hiring lawyer who has a winning streak but belongs to another state is a bad idea, because laws change from one state to another and a lawyer who is working in another state may not be successful in your state, as he won’t have enough information to fight your case.
  4. A consultation session is a must once you have shortlisted two or three lawyers. You can always cal up and request them to meet you for a consultation session. These sessions are usually free of the lawyers’ billing time. If a lawyer demands money for this session, it will be best to avoid that lawyer. This session will be the deal maker, and will certainly help you make that final decision regarding which lawyer is best suited to fight your case.

The current world is dominated by credit card users, and people fall into debts because it is difficult to keep a check on the spending for most people who enjoy the good life. But the result can be huge debts which have led to the increase in bankruptcy petitions which in turn has resulted in an increase in demand for bankruptcy lawyers. The above tips can be used as a guideline for finding the right lawyer as there are risks for a lay person without any knowledge of legal matters to bump into a money grabbing legal monster who is only interested in making a few extra bucks while offering poor legal services in return.

An Overview of Bankruptcy Lawyers

Bankruptcy laws are very complicated and it is nearly impossible for any average person to understand them that is why it is essential to hire a bankruptcy lawyer. The bankruptcy laws become more complicated after some amendments that have been made by the court recently. A good lawyer can help you a lot in choosing an accurate chapter of bankruptcy for you.

The bankruptcy lawyers specialize in the rules and laws which are related to the bankruptcy. However, it is also important to know that not every lawyer is experienced in the particular laws of the state. That is why it is highly advised to hire a local lawyer who has some good information about different laws of bankruptcy of your state. The laws of one state can be different from the other. So, before choosing a lawyer make sure that he/she has enough experience of working in your state.

Actually filing bankruptcy is a life changing experience for everyone and lots of emotions are attached to it. Therefore, you want to hire a person who understands your feelings and who also understands that from which phase you are going through. A good and experienced lawyer will exactly know how to handle any kind of fears or concerns of his/her clients.

Your budget is a key element, when filing your bankruptcy. It is very essential to have a perfect understanding of your budget. Generally these lawyers charge pretty high fee for their services. A client is responsible to pay for the actual bankruptcy and these costs depend on the different kind of bankruptcies.

For example the chapter 7 bankruptcy runs around the $350. Then, a lawyer will charge more or less $1000 to $2500. If the fee of the lawyer is too high for you then try to find any other lawyer. But also keep it in your mind that these legal services have some charges and it will be good for you to pay a bit more for a trustworthy and an excellent lawyer.

Choosing a reputable lawyer is very crucial for the results and outcome of your case. No one wants to choose a lawyer randomly and we all know that blindly choosing a lawyer could have some really negative impacts on the final outcome of the case. When picking a lawyer, ask your friends, family and colleagues for the recommendations.

Do not pick any bankruptcy lawyer randomly or at the last minute. Perform some advance research and planning before making any final decision. It is extremely important that you work with a lawyer who dedicated his/her self in this particular field of bankruptcy. If you hire a good lawyer then he or she will make the overall process simpler and easier.

How To Donate Your Car Tips

Car donations can assist several people gaining the life`s fundamental necessities like shelter, clothing, and food. By providing relief as well as assistance, it can assist the pressed to a large extent. In making car donation, there are no hassles involved here, which is the most significant thing. Soon after the value of the car gets evaluated, cars that are not operated for years are received as well. When donating a car, the car`s title is very much significant. Note that in case the title is not available, the institution still capable of making important admission. In this regard, the Motor Vehicle Department from the state of the donor can assist this too. On the car, there should not be a lien.

There is no requirement for the donor to get the car driven to the charity institution. All is handled by the institution itself. The car will be towed away by the institution using a towing company with license, bond, and no cost at all. The towing company calls the donor in three to four working days at the soonest and arrange the place and time suitable for the two parties and then the towing of the car will be done. The donor has to make sure that there is no involvement of costs that is hidden. To call the institution to arrange the time of pick up, the donor has to fill out a form of online application. Car donations should be made to institution that is registered with the IRS as the institution with concern in charity. Tax benefit is another additional benefit from getting a car donated to charity. In case the car is received by the institution of charity in subsequent to the inspection of the car, a receipt for tax deduction is then issued. Below the income tax, donation is deductible. The sum of deduction might be the car`s value until the sum in which the car is sold or until $ 500, if bigger than $ 500.

By the time you do the donation, the car shall be free from private possessions and it has to be cleaned. Note that if the donor is not available at home at pick up time, then the keys must be left on the dashboard. The responsibility of the donor for all the problem of the donated car is limited until the car is picked up by the institution. The liability of the donor are the charges of storage and all of the prior fines. Soon when the car gets towed, it becomes the institution`s responsibility.

5 Tips To Select The Best Bankruptcy Attorney For Handing Your Case

Filing for Chapter 7 or Chapter 13 bankruptcy in a court can be a stressful process and can be bothersome, too, unless handled professionally by an experienced Bankruptcy Attorney. There is high chance of rejection by the honourable court in case the applicant makes some minor blunders while filing for bankruptcy. The filing and handling of the case needs immaculate planning, detailed preparation and consistence follow-up as per the norms in order to get the bankruptcy claims awarded by any court.

Role of a professional Bankruptcy Attorney:

A Bankruptcy Attorney is a legal advisor, who can make you understand the basic concepts of Chapter 7 and Chapter 13 Bankruptcy as per Federal Government norms. They can advise you and guide in preparation of all the legal documentations, paper works as per the local court regulations and procedures. They are also experienced enough to clarify any specific and critical queries in connection with the process of getting out of debt through filing a bankruptcy claim under chapter 7 or Chapter 13 bankruptcy regulations.

Although Bankruptcy Attorneys don’t come cheap and their professional charges are considered to be quite a bit on the higher side, with a sensitive analysis and informed decision you can always select the best Bankruptcy Attorney to proceed with your planning to get out of debt. Here we have a few tips to help you choose the best Bankruptcy Attorney for filing your bankruptcy case.

1. Search someone familiar with your local bankruptcy laws:

The regulations for bankruptcy vary from state to state and hence it’s always advised to select a Bankruptcy Attorney, who is familiar with the state law. If you are not sure about which attorney can handle your case of bankruptcy protection, you may seek some references from online forums. You can also check if your attorney is a member of The National Association of Consumer Bankruptcy Attorneys (NACBA).

2. Check the background of the law-firm you plan to hire:

You can also gather more information about your preferred Bankruptcy Attorney firm from their website. You must have a look at their experience; previous cases handled by the firm and take some references in order to ascertain the professional efficacy of your attorney. You can also check if the firm is associated with similar cases and have attained success in them.

3. Take reference from your state Bar Association:

Most of the Bar Associations in the states offer Lawyer Referral Services for individuals looking towards bankruptcy protection. You can search online for Bar Association of your area and check their website for such a referral service. They enlist attorneys who have experience in handling bankruptcy cases and they can be a real help to find a good attorney.

4. Contact a bankruptcy court in your locality:

In some of the states, courts also offer such Lawyer Referral services. If you are unable to find one in your area, you may call the courts, where you intend to file bankruptcy and get a few names to select from. Local courts can also help you in a legitimate manner to file a bankruptcy claim with pre-defined legal fees and procedures.

5. Set-up personal appointment with an attorney offering free first consultation:

Most professional Bankruptcy Attorneys will be willing to offer you a free first consultation to estimate the case and determine if they can help you. Check for some of the reputed law firms to avail such a consultation. Discuss your problems with them and they can guide you through the legal procedures if you can file for the bankruptcy protection.

With these simple but effective 5 steps, you can surely get the best Bankruptcy Attorney to handle your case, for sure!

How to Find a Skilled Bankruptcy Attorney

A bankruptcy attorney has the ability to guide you through the entire process of filing for bankruptcy. In the process of looking for the skilled professional, you want to find someone who you are comfortable discussing your private financial matters with, an expert in their field and will quote a fair price. Here are a few things to consider in the process of finding a skilled bankruptcy attorney:

Make the initial contact

There are several ways to get in touch with a bankruptcy attorney, including online directories, colleagues and friends. If you feel comfortable doing so, a recommendation from a colleague or friend is a great way to find a reliable professional.

It may be worth visiting official sites like the National Association of Consumer Bankruptcy Attorneys (NACBA) and the American Bar Association (ABA). They are likely to include the type of lawyers that meet the required standards to provide a high level of service.

Try to get in touch with two or three attorneys and make sure to arrange an initial conference to discuss your situation and ask relevant question to make sure they are right for your needs.

Finding a specialist that has deep knowledge of this specific area of law is essential to achieve the best result, and avoids issues like a missing a deadline or not filing a form that could lead to a case being thrown out.

In the process of interviewing the attorney’s make sure to ask questions related to their background and what specialized training they have completed. If they are able to provide proof of their knowledge, such as a certification issued by the American Board of Certification then this will indicate they know how to handle a bankruptcy case. Try to find out the number of similar cases handled in the past. Also, a respected attorney has the ability to give guidance on other options, such as credit counseling.

Cost of services

The cost of the services quoted by the bankruptcy attorney is certain to be a major consideration. A Chapter 7 filing is likely to cost less than a Chapter 13. The most basic Chapter 7 case may start at about $500, but will increase depending on what is involved. However, the more complex cases related to Chapter can reach $6,000 or more. It is important to get an idea of the attorney’s fee structure at the first meeting to make sure they are within your price range.

Testimony From Insurance Agents About Getting Into the Industry

Everything you wanted to know about the behind the scenes reasons to a career choice in the industry!

Four questions that highlight the passion for Auto, Home, Business, Property and Life Insurance and three varying responses to them!

Question: No matter how long any insurance agent has been in the business, there was always a time when he or she was a rookie. Can you remember what prompted you to begin a career in indemnity?

Answer 1: Actually, my exposure to the industry came out of my very own requirements. I was personally searching for auto coverage. The problem was that every agency I turned to offered very expensive premiums. It was only after I mentioned this to some of my college mates that I found a differing approach. I was guided a specific agency that showed a level of customer service that seemed unique. They showed an honest interest in me, sat me down to a discussion about my particular situation and searched their wide network of providers to give me a tailored plan at a competitively low rate. It was then that I decided this was what interested me in a profession.

Answer 2: I was actually in the market for a job when a good friend who had just passed the state insurance test, suggested the idea for me. At first, I scoffed at the prospect. After I met the agency head where he worked, things changed. I was so impressed with the ‘happening place’ that I became open to this as a career choice.

Question: What form of training went into becoming an insurance agent?

Answer 1: As for anyone interested in this field, I had to attend classes on the subject matter. This culminated in a test, after which I received my insurance license. I have to admit, though, that without the on-site training I received from the agency that took me on, I would not be as knowledgeable, nor as skilled. It is a training that does not end in the initiation process. To this day, I can honestly say that I can rely on my superiors for backup training in all aspects of the field.

Answer 2: The training for me incorporated a licensing course, written examinations and on-the-job training.

Question: What part of the job astonished you the most?

Answer 1: Coming from being on the sidelines of insurance as a client, I did not realize to the full extent the importance of having an honest agent that could direct you through the maze of insurance.

Answer 2: Before getting into the industry, I had no idea how vital insurance is in all facets of life!

Question: Any advice to give others who might be considering becoming an insurance agent?

Answer 1: Undoubtedly, the beginnings are difficult. If you have a reliable agency on your back though, and you give it your all, chances are you will be successful!

Answer 2: If anyone tells you the industry is flooded, don’t listen! Invest in the effort. Gain the trust of your clients by being honest and straightforward and you will reap the results!

Frozen Shoulder Physical Therapy – Will My Insurance Cover It?

The unfortunate individuals having to deal with adhesive capsulitis (also known as frozen shoulder) many times end up choosing frozen shoulder physical therapy as their treatment choice. If the person has decent insurance this is a wise choice, however since this condition knows no economic boundaries, many times the sufferer has less than adequate insurance and is faced with the possibility that their particular policy will not cover such services.

Traditionally in the past Medicare has always covered physical therapy services provided they are medically necessary. However there has been an ongoing battle in congress on whether to cap physical therapy services after a certain amount has been paid. A cap is very limiting as it usually encompasses other ancillary services. This means that if someone has extensive medical problems they may have very little if any therapy covered by the time they need it. Frozen shoulder physical therapy in particular requires multiple sessions with one-on-one joint mobilization in order to achieve functional range of motion.

Recipients of Blue Cross Blue Shield insurance typically have been covered at the rate of 80/20 – that is 80% insurance responsible and 20% patient responsible. However it is becoming more frequent to see some BCBS policies limiting outpatient therapy to a number of visits per year. Good luck if you have a particularly bad year with more than one injury or surgery requiring PT. Make sure you, as the recipient of health care, do your due diligence towards what your individual policy may cover regarding therapy.

Individuals injuring there shoulder on the job may be covered by Workmans compensation. All employers with greater than 5 employees are required by law to carry Workmans compensation insurance. This does not necessarily mean treatment for your injury is covered. The resulting injury and development of adhesive capsulitis must be documented as work related. Therefore all work related accidents or injuries must be reported to a supervisor who documents the dates and times of the occurrence as the first step. It is also a good idea to keep your own log of dates and times, mileage, etc… if you are injured during the course of performing work duties.

Medicaid recipients will need to check with their provider to see if Medicaid is accepted. If it is, then consult with the therapist directly as to how many units or allowable charges his or her plan of care may require. Medicaid restricts certain charges to a finite number per year.

All-in-all, frozen shoulder physical therapy is covered by most insurance plans in some form or fashion, but each individual will need to due a little investigation to make sure they are covered and do not end up with out-of-pocket expenses.

Car Donations In California

A California vehicle donation here in the “Golden State” may help someone in need in your own community. An entire family could possibly end up getting helped by your generosity. And you may even get a tax deduction along the way. But these are not necessarily the best benefits.

Are there special rules for donating my vehicle in California?

Just a few special rules for the CA DMV (Division of Motor Vehicles: You must leave the license plates on the vehicle (most states you are required to remove them), and you must fill out a Release of Liability form. This form can be downloaded from the CA DMV website or filled out in person.

A tax break is just the start: Depending on your situation, you could immediately free your premises of a possible eyesore. You might get additional parking space and/or regain space in your garage (or perhaps your yard). You’ll be able to circumvent the hassles as well as cost of having to refurbish an old motor vehicle in order to get it ready to sell – not to mention having to advertise it and find a buyer for it. These jobs are hassles and require your time to be able to complete them – your valuable time.

Free towing from your place: You may be thinking that repairing and selling your older car may get you a little more money as compared to donating it. Although this may be true, your car donation in CA can instantly take care of these time-consuming inconveniences. Remember your time isn’t free, yet most non profit organizations will tow your car or truck for you – and for free. So this really is like money in the bank for you.

Non-running vehicles often accepted: And if your car or truck is non-running – and maybe even up on blocks, it is still more than worth it for the charity: The salvage yard will pay the charity enough money to cover towing plus some leftover for the needy. And in case your donated vehicle is valued above $500 (figured through Kelly Blue Book or NADA), you can claim more than the standard five hundred bucks tax deduction!

Beware of bogus “charities:” California has many bogus car donation “charities.” Most of them are eventually busted and deactivated, but for every one that gets shut down, a new one appears. So how do you recognize which of them are legitimate?

One way is to check that any California charity you may be considering is registered with the state. Here’s a link to the CA Charitable Organization Financial Database search: http://cfr.doj.ca.gov/.

Another link from the Attorney General of California is the Registry of Charitable Trusts (RCT), which can be found on this page: http://caag.state.ca.us/charities/statutes.htm.

Charity ‘watchdog’ websites: It turns out the answer is really simple – An easy search online using at least one of the online companies which qualifies charities based on a variety of factors. Simply type the name of the charitable organization in the search box on the ‘charity watchdog’ site. Or you could query the California Attorney General Office’s website, or the Secretary of State website. Most states, like California, require nonprofits to register with them, and have searchable databases on their websites.

But another caution here: Nearly all of the Attorney Generals (including California) are quick to emphasize that although a charity is registered with them does not imply that the charity is necessarily a good one. Registration means exactly that – that the charitable organization registered as required.

It’s interesting to note that part of the registration with the states (in the ones that require charities to register) is the requirement to submit financial reports every year. However, it is easy for the bogus charitable groups to fudge these reports, submitting figures that make them appear legit and ‘above board.’

So check the charity out at two sites: Because we now understand that fraudulent car donation charities may be registered with the state of California, it’s a wise idea to check out any charity you may be considering at a minimum of two websites:

Not only confirm that the organization is registered with California, but it is also listed ‘in good standing’ with one or more of the web based ‘charity watchdog’ agencies.

You having nothing to lose and everything to gain! So now you know how to choose a high quality vehicle donation charity here in California. Not only will you be doing something truly good for somebody or some family in your community, you may even get the tax deduction. And don’t forget all those time-saving and hassle-saving fringe benefits of donating your old vehicle!

Insurance Agents Name Choices – Insurance Specialist, Financial Planner, or Life Advisor?

Are you one of the plain insurance agents? Agents often prefer to upgrade their title as an insurance specialist or financial advisor on their business card. Names like life advisor reflect positive experience and knowledge. Which of these different terms distinguishes you from being just one of the insurance agents? Here are 101 top choices to pick from.

There is a lot more to a name then may realize. Calling yourself an agent or sales agent makes you sound run of the mill. It also projects the sound of a salesman trying to sell you something. Few people enjoy feeling a person is selling them anything, it stinks of pressure. This is why in this list of different terms you will see how high words like specialist, expert, and professional rank. The prospect gets a completely new perspective, just by the title you give yourself! Prospects closely take notice when an agent jointly works with them in reaching a decision on what is the best plan of action. Prospective clients want to feel like they are part of the decision process.

Important internet search tip: to get an accurate count use quote marks around your term, “insurance specialist” will only give you that term in that exact order. Without the quotes you would also get all instances of people searching terms such as specialist insurance, specialist in writing insurance claims, specialist in automobile insurance sales, etc.

To give this article value, in front of each of the insurance agents distinctions is the number of current Google listings. This way you can easily see how often internet views “insurance agent ” look-up terms like specialist, planner, representative, and. advisor. Please remember the Google count figures often change daily.

1. 10,600,000 = financial advisor

2. 6,690,000 = insurance agent

3. 4,280,000 = financial planner

4. 2,120,000 = investment advisor

5. 1,780,000 = insurance agents brokers

6. 1,600,000 = investment adviser

7. 999,000 = insurance guide

8. 735,000 = insurance specialist

9. 638,000 = financial expert

10. 604,000 = financial professional

11. 590,000 = financial specialist

12. 513,000 = life pro

13. 433,000 = insurance professional

14. 431,000 = health insurance agent

15. 322,000 = insurance expert

16. 271,500 = insurance salesman

17. 269,000 = life professional

18. 268,000 = life insurance agent

19. 253,000 = insurance consultant

20. 252,000 = insurance advisor

21. 244,000 = insurance sales representative

22. 219,000 = insurance manager

23. 218,000 = estate advisor

24. 217,000 = insurance executive

25. 189,000 = estate planner

26. 186,000 = independent insurance sale

27. 179,000 = insurance sales agent

28. 155,000 = insurance seller

29. 130,000 = insurance producer

30. 126,000 = investment representative

29. 120,000 = insurance authority

30. 119,000 = insurance representative

31. 112,000 = life agent

32. 107,000 = life insurance specialist

32. 104,000 = life specialist

33. 102,000 = insurance adviser

34. 89,900 = insurance sales manager

35. 86,200 = licensed insurance agent

36. 85,200 = insurance manager

37. 71,000 = health agent

38. 66,600 = insurance pro

39. 65,100 = insurance sales rep

40. 60,000 = insurance designer

41. 59,400 = insurance sales person

42. 55,600 = life consultant

43. 54,500 = group agent

44. 52,200 = ins agent

45. 50,100 = estate adviser

46. 50,000 = insurance pros

47. 46,800 = insurance counselor

48. 43,800 = financial pro

49. 43,400 = insurance salesperson

50. 40,200 = insurance sales specialist

51. 37,700 = life producer

52. 37,000 = insurance sales executive

53. 35,400 = independent insurance brokers

54. 34,700 = long term care professional

55. 34,500 = financial planning advisor

56. 33,900 = medical insurance specialist

57. 31,300 = health insurance professional

58. 29,300 = life insurance expert

59. 29,000 = insurance rep

60. 28,900 = financial planning advisor

61. 27,500 = health insurance specialist

62. 26,000 = health insurance advisor

63. 25,500 = independent insurance professional

64. 24,700 = employee benefits specialist

65. 24,000 = life advisor

66. 22,900 = life insurance advisor

67. 21,800 = life insurance sales specialist

68. 19,900 = life insurance professional

69. 19,300 = insurance producer

70. 19,200 = licensed financial planner

71. 16,200 = health insurance producer

72. 14,900 = insurance sales consultant

73. 14,000 = term life insurance broker

74. 12,800 = long term care specialist

75. 12,700 = annuity specialist

76. 12,500 = estate planning specialist

77. 12,200 = insurance marketer

78. 11,950 = life insurance representative

79. 11,900 = insurance planner

80. 10,600 = insurance sales professional

81. 10,400 = life insurance advisor

82. 10,200 = insurance writer

83. 9,650 = insurance recruiter

84. 9,480 = financial planning advisor

85. 9,030 = estate planning advisor

86. 8,570 = annuity broker

87. 7,520 = insurance general manager

88. 7,070 = insurance trainee

89. 6,800 = long term care insurance specialist

90. 6,670 = term life insurance agent

91. 6,440 = long term care insurance agent

92. 5,870 = licensed life agent

93. 5,300 = financial insurance agent

94. 5,270 = annuity agent

95. 5,080 = ins professional

96. 5,030 = medical insurance professional

97. 5,010 = disability insurance agent

98. 4,990 = employee benefits professional

99. 4,430 = mortgage insurance agent

100. 4,200 = disability insurance specialist

101. 3,900 = long term care agent

For your own sake, never tell prospective clients that you are one of 1,500,000 insurance agents licensed to sell life, health, annuities, and financial policies. The term insurance specialist or insurance professional immediately makes your prospect more confident of your abilities. However, please do not use the overused and abused terms of financial planner or estate planner unless you actually are qualified to be one.

If case, you are interested, here are more titles with over 1,000 Google entry occurrences that did not make the top 101 list. They include group health professional, ins specialist, insurance marketing representative, health insurance adviser, ins representative, term life insurance specialist, mortgage life insurance agent, insurance marketing specialist, disability insurance broker, life ins agent, term life agent, senior market specialist, life investment adviser, MDRT insurance agent, and insurance saleswoman.

Should you want to get more attention on major search engines like Google, Yahoo, and Ask, here are some tips. On the front of your website entry page, use the title and first line to put a more descriptive term about the services you provide. Rather than announcing “insurance agent for many products”, try this, “medical insurance professional and disability insurance specialist.” Both these titles only have about 5,000 competing entries, which could include 3,500 to 4,000 weak ones each. Now it depends on following the advice given, and internet search engine skills you possess. An internet searcher might now find you in the top 100 listings for each of the terms! On an “insurance agent” search, with well over 6,000,000 listings, it might take a 24/7 week to find you listed toward the end of the heap.